“A duty or obligation to pay money, deliver goods, or render service under an express or implied agreement. One who owes, is a debtor” – Business Dictionary

Matthew 6:19-21 NLT

“Don’t store up treasures here on earth, where moths eat them and rust destroys them, and where thieves break in and steal. Store your treasures in heaven, where moths and rust cannot destroy, and thieves do not break in and steal. Wherever your treasure is, there the desires of your heart will also be.”

You cannot invest in eternity
if you’re busy paying off the past!

4 Reasons Why Debt Is Dangerous:

1. It keeps our eyes on the past while presuming on the future

James 4:13-15 NLT

Look here, you who say, “Today or tomorrow we are going to a certain town and will stay there a year. We will do business there and make a profit.” How do you know what your life will be like tomorrow? Your life is like the morning fog—it’s here a little while, then it’s gone. What you ought to say is, “If the Lord wants us to, we will live and do this or that.”

2. It opens our lives to unnecessary difficulties

1 Timothy 6:9-10 NCV

Those who want to become rich bring temptation to themselves and are caught in a trap. They want many foolish and harmful things that ruin and destroy people. The love of money causes all kinds of evil. Some people have left the faith, because they wanted to get more money, but they have caused themselves much sorrow.

3. It demands our devotion and limits our options

Matthew 6:24 NIV

No one can serve two masters. Either you will hate the one and love the other, or you will be devoted to the one and despise the other. You cannot serve both God and money.

4. It steals our joy

Ecclesiastes 5:10 NLT

Those who love money will never have enough. How meaningless to think that wealth brings true happiness!

Additional resources:


Download Notes